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How can Dot Dot’s brief <a href=""></a> loans work?

Our brief loans procedure could not be any easier. All our loans are unsecured, and that means you don’t have to provide your house or any other valuables as protection. There isn’t any want to either find a guarantor.

Merely choose simply how much you wish to borrow and just how long you need certainly to repay it and there go from. You need to use our short-term loan calculator to find down simply how much yours will surely cost before you use.

You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a credit that is less-than-perfect will not immediately rule you down.

Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. It is possible to handle your loan on line through our handy consumer portal.

You are able to check out our FAQs or contact our friendly group in the event that you have actually more concerns.

Is a short-term loan right for me personally?

Any choice you will be making along with your money needs to be the correct one for you personally. You can find occasions whenever a short-term loan is probably not the option that is best.

Short-term loans will often have greater repayments than long-lasting loans while you’re repaying your debts faster. This could suggest you are going to spend less in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.

Additionally it is maybe not a smart concept to get a short-term loan to cover another debt off. Dealing with more financial obligation might make your circumstances even even even worse. If you think as if you’re struggling you could get free advice from National Debtline, StepChange or perhaps the cash information Service.

Do we be eligible for a loan that is short-term?

You want to make quick and effortless loans available to as many individuals that you can. You can easily submit an application for one of our loans that are short-term:

  • You are over 18 years
  • You reside the united kingdom and can provide target details
  • You are presently working
  • You’ve got a legitimate current email address and phone number that is mobile
  • It is possible to offer bank debit and account card details

Your odds of being approved is determined by your circumstances. We review every application independently to ensure we provide responsibly and provide you with a loan that really works for your needs.

Just how much am I able to borrow?

It is possible to make an application for a short-term loan of between ВЈ200 and ВЈ1,000 with Dot Dot Loans.

You can apply for a long-term loan of up to £4,000 if you need a higher amount – for significant home improvements or a wedding, for example.

How can short-term loan repayments work?

You can expect payment durations of three, six and nine months on our loans that are short-term on just how much you borrow.

We are going to collect repayments immediately on an agreed date. This will be through Direct Debit and will save you the trouble of recalling to create payments – or the stress of forgetting. You are able to talk to us about getting a payment that is different if you would choose.

We realize that things change. You might never be charged costs for missed or payments that are late dropping behind could impact your credit history. If you believe you may not have the ability to produce a payment, for reasons uknown, please get in contact as quickly as possible.

Our friendly group will talk you throughout your options which help place a brand new plan together.

Any kind of costs to be concerned about?

We do not charge any concealed or extra charges. Some loan that is short do, causing you to be with an increase of to cover as well as less possibility of doing this. We keep things easy.

What is the attention price for a Dot Dot short-term loan?

Our interest is fixed upfront and differs depending on exactly how much you borrow. You may possibly see other loan that is short-term offering adjustable rates of interest, which means that they could fall and rise from every month. These can be riskier. You might manage to spend the money for initial price, this price could rise and then leave you away from pocket.

With this interest that is fixed rate you will constantly know precisely where you stand and exactly how much to budget.

Make an application for a loan that is short-term Dot Dot

Has an urgent situation left you in a spot that is tight? Are numerous expenses mounting up at a time? Whatever your position, our fast and effortless loans could function as the response.

Apply today utilizing our loan that is short-term calculator. Select simply how much you wish to borrow and exactly how very long you may like to repay, then check out the loan works in your favor. If it will, choose apply now to keep along with your application and fill in a couple of personal statistics.

We will make contact with you asap, then go on it after that. Simple.